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PAY 0% INTEREST UNTIL OCTOBER 2020 PLUS 20% OFF YOUR FIRST ORDER WHEN YOU OPEN A JACAMO PAY ACCOUNT*

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Representative example

Representative
APR(variable)

Interest rate
p.a(variable)

Assumed
credit limit

Credit subject to status. Terms and Conditions apply^

The Benefits

Spread the cost

Pay 0%
interest*

Only pay when you find your fit

Spread the
cost†

3 months free delivery & returns

Only pay when you
find your fit‡

Manage your Jacamo Pay account online 24/7

3 months free
delivery & returns**

Manage your Jacamo Pay account online 24/7

Pay by
Direct Debit

Just Remember

† If you choose to spread the cost by using a Jacamo Pay account, it will cost you more and take you longer to pay off than if you pay for the items in full.

‡ We'll send your first statement within 28 days of opening your account and every 28 days thereafter, which will explain how much you'll need to pay and when.

**The Jacamo Unlimited Free 3 month offer gives you unlimited next day, nominated day or click & collect delivery for free for 3 months. If your order includes a product to which supplementary delivery charge applies, you will still be charged for these. Where supplementary delivery charges apply these are clearly detailed on the product pages and in your shopping basket prior to placing your order. This offer is only available to individuals residing in the UK and for delivery to UK addresses.

*20% off your first order when you open a Jacamo Pay account. Discount applies to men's clothing & men's footwear only (excludes outlet).Can only be used once and not in conjunction with any other discount or offer. Pay no interest until October 2020. Applies to new credit customers applying by 31st July 2020. If you choose not to pay your balance in full by the due date on your September statement, your October balance will include; (i), interest charged on the closing balance of your September statement, and (ii) interest charged on your purchases made between your August and September statement dates, from the date each purchase was applied to your account. If you fail to make the minimum payment requested on your statement during the promotional period, the promotional interest rate will end, and you will be charged interest at the standard rate on the closing balance of your previous statement, from the date each purchase was applied to your account. You may also be charged a £12 administration fee in accordance with our credit terms and conditions. See below for full terms and conditions.

JD Williams & Company Limited trading as Jacamo. Registered in England No. 178367. Registered Office: Griffin House, 40 Lever Street, Manchester, M60 6ES is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 311618) for activities limited to the sale and administration of consumer credit and general insurance products, a list can be found on the FCA Register https://register.fca.org.uk. VAT Registration Number: 148 8796 03.

Click for Full Offer Terms & Conditions

Who is eligible? The offer is open to new Jacamo account customers, and those converting their non-credit account to a personal credit account, who apply and are accepted between 3rd July 2020 and 31st July 2020. This offer is not available to existing Jacamo credit account customers.

How will interest be charged and when will I pay it? You will not pay any interest until your October 2020 statement, providing that you pay at least the minimum payment by the payment due date shown on each previous statement. If pay your full balance by the due date on your September statement, you will not pay any interest on your purchases. If you choose not to pay your balance in full by the due date on your September statement, your October balance will include; (i) interest charged on goods purchased between your August and September statement dates, from the date each purchase was applied to your account, and (ii) interest charged on the closing balance of your September statement.

Do I have to pay interest? No, if you pay the full balance shown on your September 2020 statement by the payment due date, you will not pay any interest. However, if you pay less than the full balance, or you are late in making or fail to make any payment, you will be charged interest as set out above.

What do I need to pay? In order to keep your promotional interest rate, you must pay at least the minimum payment shown on any statements you receive by the payment date shown on the statement.

What happens if I pay late or miss a payment? If you fail to make the minimum payment requested on your statement during the promotional period, the promotional interest rate will end, and you will be charged interest at the standard rate on the closing balance of your previous statement and on any purchases made since your previous statement, from the date each purchase was applied to your account. You may also be charged a £12 administration fee in accordance with our credit terms and conditions.

What else do I need to know? If you choose not to pay your balance in full by the due date on your September statement, your October balance will include; (i) interest charged on goods purchased between your August and September statement dates, from the date each purchase was applied to your account, and (ii) interest charged on the closing balance of your September statement.

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