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Pay 0% interest
until September 2019

plus 20% off your first order when you open a JacamoPay account*

Representative example

Interest Rate

Interest Rate

Credit is subject to status and creditworthiness. Terms and conditions apply.

The Benefits

Spread the cost

Pay 0% Interest*

Only pay when you find your fit

Spread the cost †

3 months free delivery & returns

Only pay when you find your fit ‡

Manage your Jacamo Pay account online 24/7

3 months free delivery & returns **

Manage your Jacamo Pay account online 24/7

Pay by Direct Debit

Just Remember

† If you choose to spread the cost by using a Jacamo Pay account, it will cost you more and take you longer to pay off than if you pay for the items in full.

‡ We’ll send your first statement within 28 days of opening your account and every 28 days thereafter, which will explain how much you’ll need to pay and when.

** 3 months free delivery offer subject to terms and conditions. Please see full offer terms and conditions below.

* 20% off your first order when you open a Jacamo Pay account. Discount applies to clothing & footwear only. Excludes sale, outlet, large appliances, electricals and toys. Subject to a successful credit application, discount will be applied at checkout. It cannot be used in conjunction with any other offer. Pay no interest until September 2019. Representative 24.9%APR variable thereafter. Offer available to new credit customers or existing non-credit customers switching to a personal credit account between 11.04.2019 and 02.07.2019 only. Credit is subject to status and creditworthiness. Terms and conditions apply. Please see below for full offer details.
JD Williams & Company Limited trading as Jacamo. Registered in England No. 178367. Registered Office: Griffin House, 40 Lever Street, Manchester, M60 6ES is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 311618) for activities limited to the sale and administration of consumer credit and general insurance products, a list can be found on the FCA Register https://register.fca.org.uk. VAT Registration Number: 148 8796 03.

Click for Full Offer Terms & Conditions

Delivery & Returns **The Jacamo Unlimited Free 3 month offer gives you unlimited next day, nominated day or click & collect delivery for free for 3 months. If your order includes a product to which supplementary delivery charge applies, you will still be charged for these.

Where supplementary delivery charges apply these are clearly detailed on the product pages and in your shopping basket prior to placing your order.

This offer is only available to individuals residing in the UK and for delivery to UK addresses. The offer is only available to new Jacamo accounts registered from 28th September 2018 and you must place an order for the offer to be validated. Offer is only valid for accounts set up on the internet and not over the telephone. However, once you have Jacamo Unlimited Free 3 month offer you can use it on the telephone or on the internet.

By opening a Jacamo account from 28th September, you expressly accept that we will start to provide you with the benefits of our Jacamo Unlimited Free 3 month offer from the date of purchase. Your Jacamo Unlimited 3 month offer will cease at the end of the 3 month period. You can then choose to buy the 12 months Unlimited Subscription at any time.

All orders placed are subject to our standard terms and conditions and standard delivery timescales.

Your Jacamo Unlimited Free 3 month offer is subject to acceptance by Jacamo. We reserve the right to amend the Jacamo Unlimited Free 3 months offer terms and conditions at our discretion and we will inform you of any significant changes.

Who is eligible? The offer is open to new Jacamo Pay account customers, and those converting their non-credit account to a personal credit account, who apply and are accepted between 11th April 2019 and 2nd July 2019. This offer is not available to existing Jacamo Pay account customers.

How will interest be charged and when will I pay it? You will not pay any interest until your September statement, providing that you pay at least the minimum payment by the payment due date shown on each previous statement. If you pay your full balance by the due date on your August statement, you will not pay any interest on your purchases. If you choose not to pay your balance in full by the due date on your August statement, your September balance will include; (i) interest charged on goods purchased between your August and September statement dates, from the date each purchase was applied to your account, and (ii) interest charged on the closing balance of your August statement.

Do I have to pay interest? No, if you pay the full balance shown on your August 2019 statement by the payment due date, you will not pay any interest. However, if you pay less than the full balance, or you are late in making or fail to make any payment, you will be charged interest as set out above.

Do I have to pay interest? No, if you pay your full balance by the due date on your August statement, you will not pay any interest on your purchases.

What do I need to pay? In order to keep your promotional interest rate, you must pay at least the minimum payment shown on any statements you receive by the payment date shown on the statement.

What happens if I pay late or miss a payment? If you fail to make the minimum payment requested on your statement during the promotional period, the promotional interest rate will end, and you will be charged interest at the standard rate on the closing balance of your previous statement and on any purchases made since your previous statement, from the date each purchase was applied to your account. You may also be charged a £12 administration fee in accordance with our credit terms and conditions.

What else do I need to know? If you choose not to pay your balance in full by the due date on your August statement, your September balance will include; (i) interest charged on the closing balance of your August statement. (ii) interest charged on purchases made between your August and September statement dates, from the date each purchase was applied to your account.

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